Motor Insurance
Motor Insurance — Compare, Buy & Save
Motor insurance in Kenya protects you from unexpected financial losses in case of an accident, theft, or damage to your vehicle. It’s not just a safety net it’s a legal requirement under Kenyan law. Whether you drive in Nairobi, Mombasa, Kisumu, Eldoret, or anywhere across Kenya, Emrik Insurance Agency works with top insurance companies to help you compare quotations, choose the right plan, and get your certificate fast.
We understand that car insurance is not one-size-fits-all, so we customize your cover based on your car type, usage, and budget ensuring you get maximum value at the best price.
Available Motor Insurance Covers
Comprehensive Cover: Offers the widest protection covering your car against accidents, fire, theft, floods, and third-party liabilities.
Third Party Only (TPO): The minimum legal requirement in Kenya, covering you against injury, death, or property damage caused to other people.
Third Party, Fire & Theft: Adds protection for your vehicle against fire or theft in addition to third-party liability.
Classes of Motor Insurance in Kenya
Motor Private: For personal or family vehicles used for social or domestic purposes.
Motor Commercial: For business-use vehicles such as delivery vans, trucks, and pickups.
Motor PSV: Chauffeur Driven (Uber, Bolt, Little Cab, Faras, etc.) carrying passengers for hire or reward.
Motor PSV Matatu: For 7–39-seater vehicles in public transport with higher third-party risk.
Tour Service Vehicles (TSV):
School Bus: